PROVÁDĚCÍ XXXXXXXX KOMISE (XX) 2022/2365
ze dne 2.&xxxx;xxxxxxxx 2022,
xxxxxx xx xxxx xxxxxxxxx xxxxxxxxx xxxxx xxxxxxxxx x&xxxx;xxxxxxxxxx xxxxxxxx (EU) 2016/1801, xxxxx xxx x&xxxx;xxxxxxx xxxxxxxxxxx úvěrová xxxxxxxxx xx xxxxxxxxx ratingových xxxxxxx pro účely xxxxxxxxxxxx v souladu x&xxxx;xxxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (XX) x.&xxxx;575/2013
(Xxxx s významem xxx EHP)
EVROPSKÁ XXXXXX,
x&xxxx;xxxxxxx xx Smlouvu x&xxxx;xxxxxxxxx Xxxxxxxx xxxx,
x&xxxx;xxxxxxx xx xxxxxxxx Xxxxxxxxxx parlamentu x&xxxx;Xxxx (XX) x.&xxxx;575/2013 xx xxx 26.&xxxx;xxxxxx&xxxx;2013 x&xxxx;xxxxxxxxxxxxxxx xxxxxxxxxxx na xxxxxxx xxxxxxxxx a o změně xxxxxxxx (XX) č. 648/2012 (1), x&xxxx;xxxxxxx xx xx.&xxxx;270x xxxxx xxxxxxxxxxx xxxxxxxxx xxxxxxxx,
xxxxxxxx x&xxxx;xxxxx důvodům:
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(1) |
Prováděcí xxxxxxxx Komise (XX) 2016/1801&xxxx;(2) stanoví tabulky xxxxxxxxxxx příslušná xxxxxxx xxxxxxxxx xxxxx externích xxxxxxxxxxx xxxxxxx xx xxxxxxx xxxxxxx kvality xxxxxxxxxx v části xxxxx xxxxx XX xxxxxxxx 5 nařízení (EU) x.&xxxx;575/2013. |
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(2) |
Xxxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (XX) 2017/2401&xxxx;(3) xxxx změněno xxxxxxxx (XX) x.&xxxx;575/2013, xxxx xx xxxxxxx xxxxxxxx xxxxxxxx xxxxxxxxxxx úvěrová xxxxxxxxx xx xxxxxxxxx xxxxxxxxxxx xxxxxxx a počet xxxxxx xxxxxxx xxxxxxx xxxxxxxxxxx x&xxxx;xxxxx xxxxx xxxxx II kapitole 5 nařízení (XX) x.&xxxx;575/2013. |
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(3) |
Xxxxxxxxxx požadavky xx xxxxxxxxxxxxxx xxxxxx xxxxx xxxxxxxx (XX) x.&xxxx;575/2013 xxxx x&xxxx;xxxxx xxxxxxxxx xxxxxxxx xx stejných xxxxx xxxxxxx xxxxx xxxxxx xxxxxxxx xxxxxxxxxxx x&xxxx;xxxxxx&xxxx;254 uvedeného nařízení. Xxxxxxxxx, xxxxx používají xxxxxxx xxxxxxxx na xxxxxxxx ratingu, xx xxxx xxxxxxxxx objemy xxxxxxxx xxxxxxxx expozic xx xxxxxxx 18 xxxxxx úvěrové xxxxxxx xxx xxxxxxxxxx xxxxxxx xxxxxxx xxxxxxxxx, jak xx xxxxxxxxx v článcích 263 x&xxxx;264 xxxxxxxxx xxxxxxxx, čímž se xxxxxx vyšší xxxx xxxxxxx x&xxxx;xxxxxxxxxx xxxx xxxxxx. |
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(4) |
Xx proto xxxxxxxx xxxxxxxxxxxx xxxxxxx xxxxxxxxxxx xxxxxxx hodnocení x&xxxx;xxxxxxxxxx xxxxxxxx (EU) 2016/1801 xxx, xxx xxxxxxxx xxxxx xxxxxxxxx xxxxxx xxxxxxx xxxxxxx xxxxxxxxxx x&xxxx;xxxxxxxx (EU) č. 575/2013 xx xxxxx pozdějších xxxxxxxx. |
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(5) |
Xx přijetí xxxxxxxxxxx xxxxxxxx (XX) 2016/1801 xxxxxxxxx dvě xxxxxxx xxxxxxxxx xxxxxxxx xxx xxxxxxx xxxxxxxxx tak, xxx xx xxxxxxxxxx x&xxxx;xx sekuritizované xxxxxxxx. Xx proto nutné xxxxxxxx xxxxxxxxx xxxxxxxxx xxxxxxxxx xxx dotčené xxxxxxx ratingové agentury. |
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(6) |
Od xxxxxxx prováděcího xxxxxxxx (XX) 2016/1801 xxxx x&xxxx;xxxxxxx x&xxxx;xxxxxx 14 xx 18 nařízení Xxxxxxxxxx parlamentu x&xxxx;Xxxx (XX) x.&xxxx;1060/2009&xxxx;(4) xxxxxxxxxxxxxx xxxxx další xxxxxxxxx xxxxxxxx, xxxxx xx xxxxxxxx metodiky x&xxxx;xxxxxxx xxx vypracovávání xxxxxxxxx xxxxxxxxx xxxxxxxxxxxxxxxx xxxxxxxx, xxxxxxx xxxxx externí xxxxxxxxx agentuře, xxx xxxxxx xxxxxxxxx xxxxxxxx (XX) 2016/1801 stanovilo xxxxxxxxxxx xxxxxxx xxxxxxxxx xxxxxxxxx, byla xxxxxxxxxx xxxxxxx. Xxxxxxx článek 270e xxxxxxxx (XX) x.&xxxx;575/2013 xxxxxxxx, xxx xxxx x&xxxx;xxxxx externích xxxxxxxxxxx xxxxxxx xxxxxxxxx xxxxxxxxx xxxxxxxxx xxxxxxxxx, xxxx xx xxx prováděcí xxxxxxxx (XX) 2016/1801 xxxxxxx xxx, xxx xxxxxxxxxx xxxxxxxxxxx xxxxxxx xxx xxxx xxxxxxxxxxxxx xxxxxxx ratingovou xxxxxxxx x&xxxx;xxx x&xxxx;xxx xxxx xxxxxxxxxx xxxxxxxxxxx xxxxxxx xxx xxxxxxx ratingovou xxxxxxxx, xxx xxxx xxxxxxxxxx xxxxxxx. |
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(7) |
Xxxxxxxxx xxxxxxxx (XX) 2016/1801 xx xxxxx xxxx xxx xxxxxxxxxxxxx xxxxxxxx změněno. |
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(8) |
Toto xxxxxxxx vychází x&xxxx;xxxxxx xxxxxxxxxxx xxxxxxxxxxx xxxxx, xxxxx Xxxxxx předložil Xxxxxxxx xxxxx xxx xxxxxxxxxxxx. |
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(9) |
X&xxxx;xxxxxxxx xxxxxxxxxxx technických xxxxx, z nichž xxxx xxxxxxxx xxxxxxx, uskutečnil Xxxxxxxx orgán xxx xxxxxxxxxxxx xxxxxxxx xxxxxxx xxxxxxxxxx, analyzoval xxxxxxxxxxx xxxxxxxxxxx náklady x&xxxx;xxxxxxx x&xxxx;xxxxxxx o radu xxxxxxx xxxxxxxx xxxxxxxxxx v bankovnictví xxxxxxxx xxxxx xxxxxx&xxxx;37 xxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (XX) x.&xxxx;1093/2010&xxxx;(5), |
XXXXXXX XXXX XXXXXXXX:
Článek 1
Prováděcí xxxxxxxx (XX) 2016/1801 se xxxx xxxxx:
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1) |
xxxxxx&xxxx;1 se xxxxxxx; |
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2) |
xxxxxx&xxxx;2 xx xxxxxxxxx tímto: „Článek 2 Tabulky xxxxxxxxxxx xxxxxxx xxxxxxxxx xxxxx přístupu xxxxxxxxxx xx externím xxxxxxx Xxxxx xxxxxxxxxxx xxxx xxxxxxxxxxx xxxxxxxxxxx jednotlivých xxxxxxxxx xxxxxxxxxxx xxxxxxx, xx xxxxx xxxx xxxxxxxxxx xxxxxxxxxxxxxx xxxxxx xxxxxxxxxxx xxxxxxxx xxxxxxxxxx xx xxxxxxxx ratingu, x&xxxx;xxxxxx xxxxxxx xxxxxxx podle xxxxxx&xxxx;263 x&xxxx;264 nařízení (XX) č. 575/2013 xx xxxxxxxx x&xxxx;xxxxxxx II xxxxxx xxxxxxxx.“; |
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3) |
xxxxxxx X&xxxx;xx xxxxxxx; |
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4) |
xxxxxxx XX se xxxxxxxxx xxxxxx uvedeným x&xxxx;xxxxxxx xxxxxx xxxxxxxx. |
Xxxxxx&xxxx;2
Xxxx xxxxxxxx xxxxxxxx x&xxxx;xxxxxxxx xxxxxxxx xxxx xx xxxxxxxxx v Úředním xxxxxxxx Xxxxxxxx xxxx.
Xxxx xxxxxxxx xx xxxxxxx x&xxxx;xxxxx rozsahu x&xxxx;xxxxx použitelné ve xxxxx xxxxxxxxx xxxxxxx.
X&xxxx;Xxxxxxx xxx 2. prosince 2022.
Za Xxxxxx
xxxxxxxxxxx
Xxxxxx VON XXX XXXXX
(1)&xxxx;&xxxx;Xx.&xxxx;xxxx.&xxxx;X&xxxx;176, 27.6.2013, s. 1.
(2) Prováděcí xxxxxxxx Xxxxxx (XX) 2016/1801 ze xxx 11.&xxxx;xxxxx&xxxx;2016, xxxxxx xx xxxxxxx xxxxxxxxx technické xxxxx, xxxxx xxx x&xxxx;xxxxxxxxxxx xxxxxxxxx xxxxxxxxx xx externích xxxxxxxxxxx xxxxxxx xxx xxxxx xxxxxxxxxxxx x&xxxx;xxxxxxx x&xxxx;xxxxxxxxx Xxxxxxxxxx parlamentu x&xxxx;Xxxx (XX) x.&xxxx;575/2013 (Úř. věst. L 275, 12.10.2016, s. 27).
(3) Nařízení Evropského xxxxxxxxxx a Rady (XX) 2017/2401 xx xxx 12.&xxxx;xxxxxxxx&xxxx;2017, xxxxxx se xxxx xxxxxxxx (XX) x.&xxxx;575/2013 x&xxxx;xxxxxxxxxxxxxxx xxxxxxxxxxx xx xxxxxxx xxxxxxxxx x&xxxx;xxxxxxxxxx xxxxxxx (Xx.&xxxx;xxxx.&xxxx;X&xxxx;347, 28.12.2017, x.&xxxx;1).
(4)&xxxx;&xxxx;Xxxxxxxx Xxxxxxxxxx xxxxxxxxxx a Rady (ES) x.&xxxx;1060/2009 xx xxx 16.&xxxx;xxxx&xxxx;2009 x&xxxx;xxxxxxxxxxx xxxxxxxxxx (Xx.&xxxx;xxxx.&xxxx;X&xxxx;302, 17.11.2009, x.&xxxx;1).
(5)&xxxx;&xxxx;Xxxxxxxx Xxxxxxxxxx parlamentu a Rady (XX) x.&xxxx;1093/2010 xx xxx 24. listopadu 2010 x&xxxx;xxxxxxx Xxxxxxxxxx xxxxxx xxxxxxx (Xxxxxxxxxx orgánu xxx xxxxxxxxxxxx), o změně xxxxxxxxxx x.&xxxx;716/2009/XX x&xxxx;x&xxxx;xxxxxxx xxxxxxxxxx Xxxxxx 2009/78/XX (Xx.&xxxx;xxxx.&xxxx;X&xxxx;331, 15.12.2010, x.&xxxx;12).
XXXXXXX
„XXXXXXX XX
Xxxxxxx přiřazující xxxxxxx xxxxxxxxx xxx xxxxx článku 2
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Stupeň úvěrové xxxxxxx |
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Xxxxxxx ostatní |
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A.M. Xxxx (XX) Xxxxxx Xxxxxxxx X.X. |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxx |
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xxx(xx) |
xx+(xx) |
xx(xx) |
xx-(xx) |
x+(xx) |
x(xx) |
x-(xx) |
xxx+(xx) |
xxx(xx) |
xxx-(xx) |
xx+(xx) |
xx(xx) |
xx-(xx) |
x+(xx) |
x(xx) |
x-(xx) |
xxx+(xx), xxx(xx), xxx-(xx) |
Xxxxx než xxx-(xx) |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxx |
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XXX-1+(xx), XXX-1(xx) |
XXX-2(xx) |
XXX-3(xx) |
Xxxxx než XXX-3(xx) |
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XXX Xxxxxxx X.X. |
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Xxxxxxxx xxx xxxxxxx- x&xxxx;xxxxxxxxxx xxxxxx xxxxx |
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XXXXX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XXXXXXX, CCC-SF |
Nižší xxx XXX-XX |
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Xxxxxxxx pro xxxxxxxxxx rating xxxxx |
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X-1+XX, X-1 XX |
X-2XX, |
X-3XX |
Xxxxx xxx X-3XX |
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Xxxxxx xxxxxxx kvality |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
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12 |
13 |
14 |
15 |
16 |
17 |
Všechny xxxxxxx |
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Xxxxxx Xxxx Management X.X. |
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Xxxxxxxx xxx dlouhodobý xxxxxx xxxxxxxxxxxxxxx xxxxxxxxxx xxxxxxxx |
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XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx),XXX(xx), XXX-(xx) |
Xxxxx než XXX-(xx) |
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Xxxxxxxxxxxx Xxxxxx XX |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XXXxx |
XX+xx |
XXxx |
XX-xx |
X+xx |
Xxx |
X-xx |
XXX+xx |
XXXxx |
XXX-xx |
XX+xx |
XXxx |
XX-xx |
X+xx |
Xxx |
X-xx |
XXXxx |
Xxxxx xxx CCCsf |
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DBRS Ratings XxxX |
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Xxxxxxxx xxx dlouhodobý xxxxxx xxxxxxxx |
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XXX(xx) |
XX(xxxx)(xx) |
XX(xx) |
XX(xxx)(xx) |
X(xxxx)(xx) |
X(xx) |
X(xxx)(xx) |
XXX(xxxx)(xx) |
XXX(xx) |
XXX(xxx)(xx) |
XX(xxxx)(xx) |
XX(xx) |
XX(xxx)(xx) |
X(xxxx)(xx) |
X(xx) |
X(xxx)(xx) |
XXX(xxxx)(xx), XXX(xx), XXX(xxx)(xx) |
Xxxxx xxx XXX(xxx)(xx) |
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Xxxxxxxx xxx xxxxxx xxxxxxxxxx xxxxxx x&xxxx;xxxxxxxxxxxx xxxxx |
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X-1(xxxx)(xx), X-1(xxxxxx)(xx), X-1(xxx)(xx) |
X-2(xxxx)(xx), R-2(middle)(sf), X-2(xxx)(xx) |
X-3(xx) |
Xxxxx xxx X-3(xx) |
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Xxxxxx xxxxxxx xxxxxxx |
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2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
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12 |
13 |
14 |
15 |
16 |
17 |
Xxxxxxx xxxxxxx |
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Xxxxx Xxxxxxx Ireland Xxxxxxx |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XXXXX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXXXX |
Xxxxx xxx XXXXX |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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X1+XX, F1 XX |
X2XX |
X3XX |
Xxxxx xxx X3XX |
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XX Xxxxxxx xx Xxxxxx, X.X. xx X.X. |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XX XXX (X) |
XX XX+ (X) |
XX XX (E) |
HR XX- (E) |
HR X+ (X) |
XX X&xxxx;(X) |
XX X- (X) |
XX XXX+ (X) |
XX XXX (X) |
XX XXX- (X) |
XX XX+ (E) |
HR XX (X) |
XX XX- (X) |
XX X+ (E) |
HR X&xxxx;(X) |
XX B- (E) |
HR X+ (X) |
Xxxxx xxx XX C+ (X) |
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XXXX X.X. |
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Xxxxxxxx pro globální xxxxxx |
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XXXXX, XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX, CCCSF, XXX-XX |
Xxxxx než XXX-XX |
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Xxxxxx xxxxxxx xxxxxxx |
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2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Xxxxxxx xxxxxxx |
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Xxxxx Xxxxxx Xxxxxx Xxxxxx Xxx |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxx |
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XXX |
XX+ |
XX |
XX- |
X+ |
X |
X- |
XXX+ |
XXX |
XXX- |
XX+ |
XX |
XX- |
X+ |
X |
X- |
XXX |
Xxxxx xxx XXX |
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Xxxxxxxx xxx krátkodobý xxxxxx xxxxx |
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X-1+, X-1 |
X-2 |
X-3 |
Xxxxx xxx X-3 |
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Xxxxx Xxxx Xxxxxx Xxxxxx Europe Xxxxxxx |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx), CCC(sf), CCC-(sf) |
Nižší xxx XXX-(xx) |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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X1+(xx), X1(xx) |
X2(xx) |
X3(xx) |
Xxxxx xxx X3(xx) |
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Xxxxxx úvěrové xxxxxxx |
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Xxxxxxx xxxxxxx |
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Xxxxx’x Xxxxxxxxx Xxxxxxx |
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Xxxxxxxx xxx globální xxxxxxxxxx rating |
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Aaa(sf) |
Aa1(sf) |
Aa2(sf) |
Aa3(sf) |
A1(sf) |
A2(sf) |
A3(sf) |
Baa1(sf) |
Baa2(sf) |
Baa3(sf) |
Ba1(sf) |
Ba2 (xx) |
Xx3 (xx) |
X1 (xx) |
X2 (xx) |
X3 (xx) |
Xxx1(xx), Xxx2(xx), Xxx3(xx) |
Xxxxx xxx Xxx3(xx) |
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Xxxxxxxx pro xxxxxxxx xxxxxxxxxx rating |
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P-1 (xx) |
X-2 (xx) |
X-3 (xx) |
Xxxxx xxx P-3(sf) |
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Scope Ratings XxxX |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XXXXX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXXXX |
Xxxxx xxx XXXXX |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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X-1+XX, X-1XX |
X-2 XX |
X-3 XX |
, |
Xxxxx xxx X-3 SF |
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Stupeň xxxxxxx kvality |
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2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Všechny xxxxxxx |
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X&xxx;X Xxxxxx Ratings Europe Xxxxxxx |
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Xxxxxxxx pro xxxxxxxx xxxxxxxxxx rating emisí |
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AAA(sf) |
AA+(sf) |
AA(sf) |
AA-(sf) |
A+(sf) |
A(sf) |
A-(sf) |
BBB+(sf) |
BBB(sf) |
BBB-(sf) |
BB+(sf) |
BB(sf) |
BB-(sf) |
B+(sf) |
B(sf) |
B-(sf) |
CCC+(sf), XXX(xx), CCC-(sf) |
Nižší než XXX-(xx) |
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Xxxxxxxx xxx xxxxxxxx xxxxxxxxxx rating xxxxx |
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X-1+(xx), X-1(xx) |
X-2(xx) |
X-3(xx) |
Xxxxx xxx X-3(xx) |
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