XXXXXXXXX XXXXXXXX XXXXXX (XX) 2022/2365
xx xxx 2.&xxxx;xxxxxxxx 2022,
xxxxxx xx xxxx xxxxxxxxx technické xxxxx stanovené v prováděcím xxxxxxxx (EU) 2016/1801, xxxxx jde x&xxxx;xxxxxxx xxxxxxxxxxx úvěrová xxxxxxxxx xx xxxxxxxxx xxxxxxxxxxx xxxxxxx pro xxxxx xxxxxxxxxxxx x&xxxx;xxxxxxx x&xxxx;xxxxxxxxx Xxxxxxxxxx xxxxxxxxxx a Rady (XX) č. 575/2013
(Text x&xxxx;xxxxxxxx xxx XXX)
XXXXXXXX XXXXXX,
x&xxxx;xxxxxxx xx Xxxxxxx x&xxxx;xxxxxxxxx Xxxxxxxx unie,
s ohledem xx xxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (EU) č. 575/2013 xx dne 26.&xxxx;xxxxxx&xxxx;2013 x&xxxx;xxxxxxxxxxxxxxx xxxxxxxxxxx xx xxxxxxx xxxxxxxxx x&xxxx;x&xxxx;xxxxx xxxxxxxx (XX) č. 648/2012 (1), x&xxxx;xxxxxxx na xx.&xxxx;270x xxxxx pododstavec xxxxxxxxx xxxxxxxx,
xxxxxxxx x&xxxx;xxxxx xxxxxxx:
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(1) |
Xxxxxxxxx xxxxxxxx Xxxxxx (XX) 2016/1801&xxxx;(2) xxxxxxx tabulky xxxxxxxxxxx xxxxxxxxx xxxxxxx xxxxxxxxx xxxxx xxxxxxxxx xxxxxxxxxxx xxxxxxx ke xxxxxxx úvěrové xxxxxxx xxxxxxxxxx x&xxxx;xxxxx třetí xxxxx II xxxxxxxx 5 nařízení (XX) x.&xxxx;575/2013. |
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(2) |
Xxxxxxxxx Xxxxxxxxxx parlamentu x&xxxx;Xxxx (EU) 2017/2401 (3) xxxx xxxxxxx xxxxxxxx (XX) x.&xxxx;575/2013, čímž xx změnily xxxxxxxx xxxxxxxx xxxxxxxxxxx xxxxxxx xxxxxxxxx xx xxxxxxxxx xxxxxxxxxxx agentur a počet xxxxxx xxxxxxx kvality xxxxxxxxxxx v části xxxxx xxxxx XX xxxxxxxx 5 nařízení (XX) x.&xxxx;575/2013. |
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(3) |
Xxxxxxxxxx požadavky na xxxxxxxxxxxxxx xxxxxx xxxxx xxxxxxxx (XX) x.&xxxx;575/2013 xxxx u všech institucí xxxxxxxx xx xxxxxxxx xxxxx výpočtu xxxxx xxxxxx xxxxxxxx xxxxxxxxxxx x&xxxx;xxxxxx&xxxx;254 uvedeného nařízení. Xxxxxxxxx, které xxxxxxxxx xxxxxxx xxxxxxxx xx xxxxxxxx ratingu, by xxxx vypočítat xxxxxx xxxxxxxx vážených xxxxxxx xx základě 18 xxxxxx xxxxxxx xxxxxxx xxx xxxxxxxxxx xxxxxxx xxxxxxx hodnocení, xxx xx xxxxxxxxx x&xxxx;xxxxxxxx 263 a 264 xxxxxxxxx xxxxxxxx, xxxx xx xxxxxx xxxxx xxxx xxxxxxx a citlivosti vůči xxxxxx. |
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(4) |
Xx proto nezbytné xxxxxxxxxxxx tabulky přiřazující xxxxxxx xxxxxxxxx x&xxxx;xxxxxxxxxx xxxxxxxx (XX) 2016/1801 xxx, xxx xxxxxxxx xxxxx xxxxxxxxx xxxxxx xxxxxxx xxxxxxx xxxxxxxxxx x&xxxx;xxxxxxxx (EU) x.&xxxx;575/2013 xx znění xxxxxxxxxx xxxxxxxx. |
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(5) |
Xx xxxxxxx xxxxxxxxxxx xxxxxxxx (XX) 2016/1801 xxxxxxxxx dvě externí xxxxxxxxx xxxxxxxx svá xxxxxxx xxxxxxxxx tak, xxx se xxxxxxxxxx x&xxxx;xx sekuritizované xxxxxxxx. Xx proto nutné xxxxxxxx xxxxxxxxx úvěrových xxxxxxxxx pro xxxxxxx xxxxxxx xxxxxxxxx xxxxxxxx. |
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(6) |
Xx xxxxxxx prováděcího nařízení (XX) 2016/1801 byla x&xxxx;xxxxxxx x&xxxx;xxxxxx 14 xx 18 nařízení Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (XX) x.&xxxx;1060/2009&xxxx;(4) xxxxxxxxxxxxxx xxxxx xxxxx xxxxxxxxx xxxxxxxx, která xx xxxxxxxx metodiky x&xxxx;xxxxxxx xxx vypracovávání úvěrových xxxxxxxxx xxxxxxxxxxxxxxxx nástrojů, xxxxxxx xxxxx externí xxxxxxxxx agentuře, xxx xxxxxx xxxxxxxxx xxxxxxxx (XX) 2016/1801 xxxxxxxxx xxxxxxxxxxx tabulku úvěrových xxxxxxxxx, xxxx xxxxxxxxxx xxxxxxx. Xxxxxxx článek 270e xxxxxxxx (XX) č. 575/2013 xxxxxxxx, xxx xxxx x&xxxx;xxxxx externích ratingových xxxxxxx xxxxxxxxx přiřazení xxxxxxxxx xxxxxxxxx, xxxx xx být prováděcí xxxxxxxx (XX) 2016/1801 xxxxxxx tak, xxx xxxxxxxxxx přiřazovací tabulku xxx xxxx registrovanou xxxxxxx ratingovou xxxxxxxx x&xxxx;xxx x&xxxx;xxx byla xxxxxxxxxx xxxxxxxxxxx tabulka xxx externí xxxxxxxxxx xxxxxxxx, xxx byla xxxxxxxxxx xxxxxxx. |
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(7) |
Xxxxxxxxx xxxxxxxx (XX) 2016/1801 by xxxxx xxxx xxx xxxxxxxxxxxxx xxxxxxxx xxxxxxx. |
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(8) |
Xxxx xxxxxxxx vychází x&xxxx;xxxxxx xxxxxxxxxxx xxxxxxxxxxx xxxxx, xxxxx Komisi xxxxxxxxx Xxxxxxxx orgán xxx xxxxxxxxxxxx. |
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(9) |
X&xxxx;xxxxxxxx xxxxxxxxxxx xxxxxxxxxxx xxxxx, z nichž toto xxxxxxxx xxxxxxx, uskutečnil Xxxxxxxx xxxxx xxx xxxxxxxxxxxx otevřené veřejné xxxxxxxxxx, xxxxxxxxxx potenciální xxxxxxxxxxx náklady x&xxxx;xxxxxxx x&xxxx;xxxxxxx x&xxxx;xxxx xxxxxxx xxxxxxxx xxxxxxxxxx v bankovnictví xxxxxxxx podle xxxxxx&xxxx;37 xxxxxxxx Xxxxxxxxxx parlamentu x&xxxx;Xxxx (EU) x.&xxxx;1093/2010&xxxx;(5), |
XXXXXXX XXXX NAŘÍZENÍ:
Xxxxxx&xxxx;1
Xxxxxxxxx xxxxxxxx (EU) 2016/1801 se xxxx xxxxx:
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1) |
xxxxxx&xxxx;1 se xxxxxxx; |
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2) |
xxxxxx&xxxx;2 xx xxxxxxxxx tímto: „Článek 2 Tabulky xxxxxxxxxxx xxxxxxx xxxxxxxxx xxxxx xxxxxxxx založeného xx externím xxxxxxx Xxxxx xxxxxxxxxxx xxxx ratingovými xxxxxxxxxxx xxxxxxxxxxxx externích xxxxxxxxxxx agentur, xx xxxxx xxxx xxxxxxxxxx xxxxxxxxxxxxxx xxxxxx xxxxxxxxxxx xxxxxxxx založenému na xxxxxxxx ratingu, x&xxxx;xxxxxx xxxxxxx xxxxxxx xxxxx xxxxxx&xxxx;263 x&xxxx;264 xxxxxxxx (XX) č. 575/2013 xx xxxxxxxx v příloze XX xxxxxx nařízení.“; |
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3) |
příloha X&xxxx;xx xxxxxxx; |
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4) |
xxxxxxx XX xx xxxxxxxxx xxxxxx xxxxxxxx x&xxxx;xxxxxxx tohoto xxxxxxxx. |
Xxxxxx&xxxx;2
Xxxx nařízení xxxxxxxx x&xxxx;xxxxxxxx xxxxxxxx dnem xx xxxxxxxxx x&xxxx;Xxxxxxx xxxxxxxx Evropské unie.
Toto xxxxxxxx xx xxxxxxx x&xxxx;xxxxx xxxxxxx x&xxxx;xxxxx použitelné xx xxxxx členských státech.
V Bruselu xxx 2.&xxxx;xxxxxxxx 2022.
Xx Xxxxxx
xxxxxxxxxxx
Xxxxxx XXX XXX XXXXX
(1)&xxxx;&xxxx;Xx.&xxxx;xxxx.&xxxx;X&xxxx;176, 27.6.2013, s. 1.
(2) Prováděcí xxxxxxxx Xxxxxx (EU) 2016/1801 xx xxx 11.&xxxx;xxxxx&xxxx;2016, xxxxxx xx xxxxxxx xxxxxxxxx xxxxxxxxx xxxxx, xxxxx xxx x&xxxx;xxxxxxxxxxx úvěrových xxxxxxxxx xx externích ratingových xxxxxxx xxx účely xxxxxxxxxxxx x&xxxx;xxxxxxx x&xxxx;xxxxxxxxx Xxxxxxxxxx xxxxxxxxxx a Rady (XX) x.&xxxx;575/2013 (Xx.&xxxx;xxxx.&xxxx;X&xxxx;275, 12.10.2016, s. 27).
(3) Nařízení Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (EU) 2017/2401 xx dne 12.&xxxx;xxxxxxxx&xxxx;2017, xxxxxx xx xxxx nařízení (XX) x.&xxxx;575/2013 o obezřetnostních požadavcích xx xxxxxxx instituce x&xxxx;xxxxxxxxxx xxxxxxx (Xx.&xxxx;xxxx.&xxxx;X&xxxx;347, 28.12.2017, x.&xxxx;1).
(4)&xxxx;&xxxx;Xxxxxxxx Evropského xxxxxxxxxx x&xxxx;Xxxx (XX) x.&xxxx;1060/2009 ze dne 16.&xxxx;xxxx&xxxx;2009 o ratingových xxxxxxxxxx (Xx.&xxxx;xxxx.&xxxx;X&xxxx;302, 17.11.2009, x.&xxxx;1).
(5)&xxxx;&xxxx;Xxxxxxxx Xxxxxxxxxx xxxxxxxxxx a Rady (XX) x.&xxxx;1093/2010 ze xxx 24.&xxxx;xxxxxxxxx&xxxx;2010 x&xxxx;xxxxxxx Xxxxxxxxxx orgánu dohledu (Xxxxxxxxxx xxxxxx xxx xxxxxxxxxxxx), o změně xxxxxxxxxx x.&xxxx;716/2009/XX a o zrušení xxxxxxxxxx Xxxxxx 2009/78/XX (Xx.&xxxx;xxxx.&xxxx;X&xxxx;331, 15.12.2010, x.&xxxx;12).
XXXXXXX
„XXXXXXX XX
Xxxxxxx xxxxxxxxxxx xxxxxxx hodnocení xxx xxxxx xxxxxx&xxxx;2
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Xxxxxx xxxxxxx xxxxxxx |
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2 |
3 |
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6 |
7 |
8 |
9 |
10 |
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12 |
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15 |
16 |
17 |
Xxxxxxx xxxxxxx |
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X.X. Xxxx (XX) Xxxxxx Xxxxxxxx X.X. |
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Xxxxxxxx xxx dlouhodobý xxxxxx xxxxx |
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xxx(xx) |
xx+(xx) |
xx(xx) |
xx-(xx) |
x+(xx) |
x(xx) |
x-(xx) |
xxx+(xx) |
xxx(xx) |
xxx-(xx) |
xx+(xx) |
xx(xx) |
xx-(xx) |
x+(xx) |
x(xx) |
x-(xx) |
xxx+(xx), ccc(sf), xxx-(xx) |
Xxxxx xxx xxx-(xx) |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxx |
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XXX-1+(xx), XXX-1(xx) |
XXX-2(xx) |
XXX-3(xx) |
Xxxxx xxx XXX-3(xx) |
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XXX Xxxxxxx X.X. |
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Xxxxxxxx xxx xxxxxxx- x&xxxx;xxxxxxxxxx xxxxxx emisí |
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AAASF |
AA+SF |
AASF |
AA-SF |
A+SF |
ASF |
A-SF |
BBB+SF |
BBBSF |
BBB-SF |
BB+SF |
BBSF |
BB-SF |
B+SF |
BSF |
B-SF |
CCC+SFCCCSF, CCC-SF |
Nižší xxx XXX-XX |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxx |
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X-1+XX, X-1 XX |
X-2XX, |
X-3XX |
Xxxxx xxx X-3XX |
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Xxxxxx xxxxxxx kvality |
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2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Všechny xxxxxxx |
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Xxxxxx Xxxx Xxxxxxxxxx X.X. |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxxxxxxxxxxxx finančních xxxxxxxx |
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XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx),XXX(xx), CCC-(sf) |
Nižší xxx XXX-(xx) |
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Xxxxxxxxxxxx Rating AG |
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Stupnice xxx xxxxxxxxxx rating |
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AAAsf |
AA+sf |
AAsf |
AA-sf |
A+sf |
Asf |
A-sf |
BBB+sf |
BBBsf |
BBB-sf |
BB+sf |
BBsf |
BB-sf |
B+sf |
Bsf |
B-sf |
CCCsf |
Nižší xxx CCCsf |
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DBRS Xxxxxxx XxxX |
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Xxxxxxxx xxx dlouhodobý xxxxxx xxxxxxxx |
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XXX(xx) |
XX(xxxx)(xx) |
XX(xx) |
XX(xxx)(xx) |
X(xxxx)(xx) |
X(xx) |
X(xxx)(xx) |
XXX(xxxx)(xx) |
XXX(xx) |
XXX(xxx)(xx) |
XX(xxxx)(xx) |
XX(xx) |
XX(xxx)(xx) |
X(xxxx)(xx) |
X(xx) |
X(xxx)(xx) |
XXX(xxxx)(xx), CCC(sf), XXX(xxx)(xx) |
Xxxxx než XXX(xxx)(xx) |
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Xxxxxxxx xxx xxxxxx komerčních xxxxxx x&xxxx;xxxxxxxxxxxx xxxxx |
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X-1(xxxx)(xx), X-1(xxxxxx)(xx), R-1(low)(sf) |
R-2(high)(sf), X-2(xxxxxx)(xx), X-2(xxx)(xx) |
X-3(xx) |
Xxxxx než X-3(xx) |
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Xxxxxx xxxxxxx kvality |
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2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Všechny xxxxxxx |
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Xxxxx Xxxxxxx Xxxxxxx Xxxxxxx |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XXXXX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXXXX |
Xxxxx xxx XXXXX |
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Xxxxxxxx pro xxxxxxxxxx rating |
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F1+SF, F1 XX |
X2XX |
X3XX |
Xxxxx než F3SF |
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HR Xxxxxxx xx Xxxxxx, X.X. xx X.X. |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XX XXX (X) |
XX AA+ (X) |
XX AA (E) |
HR XX- (X) |
XX X+ (X) |
XX X&xxxx;(X) |
XX X- (X) |
XX BBB+ (E) |
HR XXX (E) |
HR BBB- (X) |
XX BB+ (X) |
XX XX (X) |
XX XX- (X) |
XX X+ (E) |
HR X&xxxx;(X) |
XX X- (X) |
XX X+ (X) |
Xxxxx xxx XX X+ (X) |
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XXXX X.X. |
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Xxxxxxxx xxx xxxxxxxx xxxxxx |
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XXXXX, AAA-SF |
AA+SF |
AASF |
AA-SF |
A+SF |
ASF |
A-SF |
BBB+SF |
BBBSF |
BBB-SF |
BB+SF |
BBSF |
BB-SF |
B+SF |
BSF |
B-SF |
CCC+SF, CCCSF, XXX-XX |
Xxxxx xxx XXX-XX |
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Xxxxxx xxxxxxx kvality |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Všechny xxxxxxx |
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Xxxxx Xxxxxx Rating Xxxxxx Xxx |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx emisí |
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AAA |
AA+ |
AA |
AA- |
A+ |
A |
A- |
BBB+ |
BBB |
BBB- |
BB+ |
BB |
BB- |
B+ |
B |
B- |
CCC |
Nižší než XXX |
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Xxxxxxxx pro xxxxxxxxxx xxxxxx xxxxx |
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X-1+, X-1 |
X-2 |
X-3 |
Xxxxx xxx X-3 |
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Xxxxx Xxxx Xxxxxx Xxxxxx Europe Xxxxxxx |
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Xxxxxxxx pro dlouhodobý xxxxxx |
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XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx), XXX(xx), CCC-(sf) |
Nižší xxx CCC-(sf) |
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Stupnice xxx xxxxxxxxxx rating |
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K1+(sf), X1(xx) |
X2(xx) |
X3(xx) |
Xxxxx xxx X3(xx) |
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Xxxxxx xxxxxxx xxxxxxx |
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Xxxxxxx xxxxxxx |
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Xxxxx’x Xxxxxxxxx Xxxxxxx |
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Xxxxxxxx xxx xxxxxxxx xxxxxxxxxx xxxxxx |
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Xxx(xx) |
Xx1(xx) |
Xx2(xx) |
Xx3(xx) |
X1(xx) |
X2(xx) |
X3(xx) |
Xxx1(xx) |
Xxx2(xx) |
Xxx3(xx) |
Xx1(xx) |
Xx2 (sf) |
Ba3 (xx) |
X1 (sf) |
B2 (xx) |
X3 (xx) |
Xxx1(xx), Xxx2(xx), Caa3(sf) |
Nižší xxx Xxx3(xx) |
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Xxxxxxxx pro xxxxxxxx xxxxxxxxxx xxxxxx |
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X-1 (xx) |
X-2 (sf) |
P-3 (sf) |
Nižší xxx X-3(xx) |
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Xxxxx Ratings XxxX |
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Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
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XXXXX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXXXX |
Xxxxx než CCCSF |
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Stupnice xxx xxxxxxxxxx xxxxxx |
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X-1+XX, X-1XX |
X-2 SF |
S-3 SF |
, |
Nižší xxx X-3 SF |
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Stupeň xxxxxxx kvality |
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2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Všechny ostatní |
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S&P Xxxxxx Xxxxxxx Europe Xxxxxxx |
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Xxxxxxxx xxx xxxxxxxx xxxxxxxxxx xxxxxx xxxxx |
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XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx), XXX(xx), CCC-(sf) |
Nižší než XXX-(xx) |
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Xxxxxxxx pro globální xxxxxxxxxx xxxxxx emisí |
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A-1+(sf), X-1(xx) |
X-2(xx) |
X-3(xx) |
Xxxxx než X-3(xx) |
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