XXXX&Xxxxxx;XĚX&Xxxxxx; NAŘÍZENÍ XXXXXX (XX) č.&xxxx;602/2014
xx xxx 4. čxxxxx 2014,
xxxx&xxxxxx;x xx xxxxxx&xxxxxx; xxxx&xxxxxx;xěx&xxxxxx; xxxxxxxx&xxxxxx; xxxxx pro xxxxxxěx&xxxxxx; xxxxžxx&xxxxxx;x&xxxxxx; xxxxxxů xxxxxxx, xxxxx xxx x&xxxx;xxxxxňxx&xxxxxx;x&xxxxxx; dodatečných xxxxxxx&xxxxxx;xx xxx xxxxx xxř&xxxxxx;xxx&xxxxxx; Xxxxxxx&xxxxxx;xx parlamentu a Rady (XX) č.&xxxx;575/2013
(Xxxx x x&xxxxxx;xxxxxx xxx XXX)
XXXXXXX&Xxxxxx; XXXXXX,
x&xxxx;xxxxxxx na Xxxxxxx x&xxxx;xxxxxx&xxxxxx;x&xxxxxx; Xxxxxxx&xxxxxx; unie,
x&xxxx;xxxxxxx xx xxř&xxxxxx;xxx&xxxxxx; Xxxxxxx&xxxxxx;xx xxxxxxxxxx x&xxxx;Xxxx (EU) č.&xxxx;575/2013 ze xxx 26. června 2013 x&xxxx;xxxxřxxxxxxx&xxxxxx;xx xxžxxxxx&xxxxxx;xx xx &xxxxxx;xěxxx&xxxxxx; xxxxxxxxx a investiční xxxxxxx x&xxxx;x&xxxx;xxěxě xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;648/2012 (1), a zejména xx čl. 410 xxxx.&xxxx;3 xxxxxx&xxxxxx;xx xxř&xxxxxx;xxx&xxxxxx;,
xxxxxxxx x&xxxx;xěxxx xůxxxůx:
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Xx xxxxx&xxxxxx; xxxxxxxx xxxx&xxxxxx;xěx&xxxxxx; xxxxxxxx&xxxxxx; xxxxx xxx xxxxxxěx&xxxxxx; xxxxžxx&xxxxxx;x&xxxxxx; xxxxxxů dohledu, xxxx&xxxxxx; xx x&xxxxxx;xxx&xxxxxx; xxxx&xxxxxx;xěx&xxxxxx; xxxxxxx&xxxxxx;xx xř&xxxxxx;xxxxx x&xxxx;xxxxxxx&xxxxxx;x&xxxxxx; x&xxxxxx;xxžx&xxxxxx;xx neplnění požadavků xx xxxxxx instituce x&xxxx;xůxxxx xxxxxxxxxx xxxx xxxxxxxx&xxxxxx; x&xxxx;x&xxxx;xxxxxňxx&xxxxxx;x&xxxxxx; xxxxxxčx&xxxxxx;xx xxxxxxx&xxxxxx;xx xxx. X&xxxx;xxxxxxěx&xxxxxx; xxxxžxx&xxxxxx;x&xxxxxx; xxxxxxů xxxxxxx xřx xxxxxňxx&xxxxxx;x&xxxxxx; dodatečných xxxxxxx&xxxxxx;xx xxx by xěx x&xxxxxx;x stanoven xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; vzorec. Xxxxxx xx xěx stanovit xřxxěřxxxx xxxxxxčxxx xxxxxxxxx x&xxxxxx;xx xx x&xxxxxx;&xxxxxx;x xxxx&xxxxxx;xě 250 %, xxxx&xxxxxx; xx xxxxxxxxxxě xxx&xxxxxx;xxx s každým dalším xxxx&xxxxxx;xx&xxxxxx;x čx&xxxxxx;xxů&xxxx;405, 406 xxxx 409 nařízení (XX) č. 575/2013. Xx xxxxxx xx měl x&xxxxxx;x xxčxxxěx vhodný xxxxxx xxxžňxx&xxxxxx;x&xxxxxx; x&xxxxxx;xxčxx xxž&xxxxxx;&xxxxxx; xxxxxxčx&xxxxxx; xxxxxxx&xxxxxx; x&xxxxxx;xx x&xxxx;xř&xxxxxx;xxxě expozic, xxž jsou xxňxxx xxxxx čx.&xxxx;405 xxxx.&xxxx;3 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013. |
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Toto xxř&xxxxxx;xxx&xxxxxx; vychází x&xxxx;x&xxxxxx;xxxů xxxxxxčx&xxxxxx;xx xxxxxxxx&xxxxxx;xx norem, xxxx&xxxxxx; Xxxxxx xřxxxxžxx Xxxxxxx&xxxxxx; xxx&xxxxxx;x xxx xxxxxxxxxxx&xxxxxx;. |
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Xxxxxxx&xxxxxx; xxx&xxxxxx;x xxx xxxxxxxxxxx&xxxxxx; xxxxxxčxxx otevřené xxřxxx&xxxxxx; xxxxxxxxxx x&xxxx;x&xxxxxx;xxx&xxxxxx;xx xxxx&xxxxxx;xěx&xxxxxx;xx xxxxxxxx&xxxxxx;xx norem, x&xxxx;xxxxž xxxx xxř&xxxxxx;xxx&xxxxxx; xxxx&xxxxxx;x&xxxxxx;, xxxxxxxxxx xxxxxxx&xxxxxx;xx&xxxxxx; xxxxxxxx&xxxxxx;x&xxxxxx; náklady x&xxxx;xř&xxxxxx;xxxx x&xxxx;xxž&xxxxxx;xxx o stanovisko skupinu xxxxxxxů xůxxx&xxxxxx;x&xxxxxx;xx x&xxxx;xxxxxxxxxxx&xxxxxx; xř&xxxxxx;xxxxx xxxxx čx&xxxxxx;xxx&xxxx;37 xxř&xxxxxx;xxx&xxxxxx; Xxxxxxx&xxxxxx;xx parlamentu x&xxxx;Xxxx (XX) č.&xxxx;1093/2010 (2), |
XŘXXXXX XXXX NAŘÍZENÍ:
Čx&xxxxxx;xxx&xxxx;1
Xxxxx&xxxxxx; xxxxxxxxx&xxxxxx;
1.&xxxx;&xxxx;&xxxx;Xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxx&xxxxxx;xx xxxxxx&xxxxxx;, xxx xxxxxxčx&xxxxxx; xxxxxxx&xxxxxx; x&xxxxxx;xx uplatněná xxxxx čx&xxxxxx;xxx&xxxx;407 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013 xxxx xxxžxxx xx všechny xxxxxxxxx&xxxxxx;, xxxxxxxx&xxxxxx; xxžxx&xxxxxx; xxxxxxxxxxxxx&xxxxxx; xxxxxx, kterých xx x&xxxxxx;x&xxxxxx; x&xxxxxx;xxžx&xxxxxx; xxxx&xxxxxx;xx&xxxxxx; čx&xxxxxx;xxů&xxxx;405, 406 xxxx 409 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013.
2.&xxxx;&xxxx;&xxxx;Xxxxx xxxxxxxxx xxxx&xxxxxx;xx&xxxxxx; xxžxxxxxů xxxxxxxx&xxxxxx;xx x&xxxx;čx&xxxxxx;xx&xxxxxx;xx 405, 406 xxxx 409 nařízení (XX) č. 575/2013 napraví, xřxxxxxx se xxxxxxčx&xxxxxx; xxxxxxx&xxxxxx; x&xxxxxx;xx uplatňovat xx xxxxžxxx xxx&xxxxxx;xxx&xxxxxx; x&xxxxxx;xxxxx příslušnému orgánu.
3. Při xxxxxxx&xxxxxx;x&xxxxxx;, xxx xxxxxxxx xxxxxxčxxx rizikovou váhu, xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxx&xxxxxx;xx zohlední xxx x&xxxxxx;xxžxxxx xxxx&xxxxxx;xx&xxxxxx; čx&xxxxxx;xxů&xxxx;405, 406 nebo 409 nařízení (EU) č.&xxxx;575/2013, xxx xxxx x&xxxxxx;xxxx pro xxxx&xxxxxx;xx xxxxx xxxxxxxxxxxxx&xxxxxx; xxxxxx. X&xxxxxx;xxžxxxx xx xxxxxxxx x&xxxx;xxxxxxxxxxxx&xxxxxx;xx i kvalitativního xxxxxxxx x, xx-xx to xxxxxxxxx&xxxxxx;, jak xx &xxxxxx;xxxxx xxxxxxxxx&xxxxxx;xx xxxxxxxx, xxx i na konsolidované &xxxxxx;xxxxx. Při posuzování x&xxxxxx;xx závažnosti xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxx&xxxxxx;xx xxxxě xxx&xxxxxx;xx xxxxxxů xxxxxxx&xxxxxx; x&xxxxxx;xxx xxxx&xxxxxx;xx&xxxxxx;, xxxxx xxxčxx&xxxxxx;xx xxxxx a to, xxx xx xxxxxxxxx pokusila xxxx&xxxxxx;xx&xxxxxx; xxxxxxě xxxxxxxx.
4.&xxxx;&xxxx;&xxxx;Xřx xxxxxxx&xxxxxx;x&xxxxxx;, xxx xxxxxxxxx x&xxxx;xůxxxx nedbalosti čx xxxxxxxx&xxxxxx; v jakémkoli xxxxxxxx&xxxxxx;x xxxxxx xxxxxxxxx xxžxxxxxx xxxxxx&xxxxxx; x&xxxx;čx&xxxxxx;xxx&xxxx;405 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013, xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxx&xxxxxx;xx xxxřxxx&xxxxxx;žxx&xxxxxx; x&xxxx;xř&xxxxxx;xxxx&xxxxxx;xx xxxxxxxx&xxxxxx; původce, sponzora xxxx původního xěřxxxxx xxx&xxxxxx;xxx svůj x&xxxxxx;xxxxx x&xxxx;xxxxxx&xxxxxx;x&xxxxxx; x&xxxxxx;xxxxx&xxxxxx;xx xxxxxxxxx&xxxxxx;xx xxx&xxxxxx;xx xx x&xxxxxx;&xxxxxx;x xxxx&xxxxxx;xě 5 % xx vztahu x&xxxx;xř&xxxxxx;xěx&xxxxxx;&xxxxxx;x xxxxxxxxxxx&xxxxxx;x, xxxxx instituce xůžx xxxx&xxxxxx;xxx, žx xxxxxxx xxxxxxxx xřxxěřxxě xxxxxxxxxx.
5.&xxxx;&xxxx;&xxxx;X&xxxx;xř&xxxxxx;xxxě závažného xxxx&xxxxxx;xx&xxxxxx; xxxxxxxxxx x&xxxxxx;xxx&xxxxxx;x&xxxxxx; se xxř&xxxxxx;xxxxxěx&xxxxxx; xxxxxxxx&xxxxxx; xxxxxxxx&xxxxxx; x&xxxx;čx&xxxxxx;xxx&xxxx;409 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013 x&xxxx;xůxxxx xxxxxxxxxx xxxx xxxxxxxx&xxxxxx; xx xxxxxx xxxxxxxxx xxxž&xxxxxx; xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxx&xxxxxx;xx dodatečnou xxxxxxxxx x&xxxxxx;xx xx xxxxxxxx&xxxxxx; xxxxxx xůxxxxx, xxxxxxxx nebo původního xěřxxxxx x&xxxx;xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxxxxxxxxxxx xxxx na xxxxx xxxxxxxx xůčx xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxxxxxxxxxxx.
6.&xxxx;&xxxx;&xxxx;Xřx xxxxxxx&xxxxxx;x&xxxxxx;, xxx xxxxxxxxx x&xxxx;xůxxxx nedbalosti čx opomenutí v jakémkoli xxxxxxxx&xxxxxx;x xxxxxx xxxxxxxxx xxžxxxxxx xxxxxx&xxxxxx; x&xxxx;čx&xxxxxx;xx&xxxxxx;xx 405, 406 xxxx 409 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013 x&xxxx;xxxxxxxxxxxxx&xxxxxx;xx xxxxx xxxxxxxx&xxxxxx;xx dne nebo xx dni 1. xxxxx 2011 a před xxxx 1. xxxxx 2014, xxxxx xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxx&xxxxxx;xx přihlédnout k tomu, xxx instituce xxxx xxxx xxxxx a dnem 31. xxxxxxxx 2013 xxxxxx xxxxžxxxxx xxžxxxxxx xxxxxxxx&xxxxxx; x&xxxx;čx&xxxxxx;xxx&xxxx;122x směrnice Xxxxxxx&xxxxxx;xx parlamentu a Rady 2006/48/XX (3) x&xxxx;x&xxxx;xxxxxxxx k článku 122a xxěxxxxx 2006/48/XX xxxxx&xxxxxx;xx Xxxxxxx&xxxxxx;x x&xxxxxx;xxxxx xxx&xxxxxx;xů xxxxxxx&xxxxxx;xx xxxxxxx (4).
Čx&xxxxxx;xxx&xxxx;2
X&xxxxxx;xxčxx dodatečné xxxxxxx&xxxxxx; x&xxxxxx;xx
X&xxxx;xř&xxxxxx;xxxxxx, xxx xxxxxxxxx x&xxxx;xxx&xxxxxx;xxxxx xxxxxxxx&xxxxxx;x xxxxxx xxxxxňxxx xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; požadavky xxxxxxxx&xxxxxx; v článcích 405, 406 xxxx 409 xxř&xxxxxx;xxx&xxxxxx; (XX) č. 575/2013, xxxžxx&xxxxxx; xř&xxxxxx;xxx&xxxxxx;x&xxxxxx; xxx&xxxxxx;xx x&xxxx;xxčxx&xxxxxx; xxxxxx&xxxxxx; xxxxxxx&xxxxxx; x&xxxxxx;xx (&xxxxx;xxxxxx&xxxxxx; XX&xxxxx;) x&xxxx;xxxxxxx x&xxxx;xxxxxxxx xxxxxxxx&xxxxxx;x x&xxxx;čx.&xxxx;245 xxxx.&xxxx;6 a čl. 337 xxxx.&xxxx;3 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013 x&xxxxxx;xxxxxx&xxxxxx;x&xxxxxx; xxxxxx:
Xxxxxx&xxxxxx; XX = Xxx [12,5; původní XX &xxxxx; (1 + (2,5&xxxx;+&xxxx;2,5 × xxx&xxxxxx;x&xxxxxx; xxxx&xxxxxx;xx&xxxxxx;xxxx) × (1 &xxxxx; x&xxxxxx;xxxxx čx&xxxxxx;xxx&xxxx;405Xxx))]
kde:
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„12,5“ xx faktor představující xxxxx&xxxxxx;xx&xxxxxx; hodnotu, x&xxxxxx;ž xůžx celková riziková x&xxxxxx;xx dosáhnout; |
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&xxxxx;xůxxxx&xxxxxx; XX&xxxxx; xx xxxxxxx&xxxxxx; váha, xxxx&xxxxxx; xx xx xx xxxxxxxxxxxxx&xxxxxx; xxxxxx xxxžxxx, xxxxx by xxxxxx uplatněna xxxxxxčx&xxxxxx; xxxxxxx&xxxxxx; váha; |
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&xxxxx;2,5&xxxxx; je xxxxx&xxxxxx;xx&xxxxxx; xxxxxx xxxžxxxxx&xxxxxx; xx xůxxxx&xxxxxx; xxxxxxxxx x&xxxxxx;xx za účelem x&xxxxxx;xxčxx dodatečné rizikové x&xxxxxx;xx; |
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&xxxxx;xxx&xxxxxx;x&xxxxxx; xxxx&xxxxxx;xx&xxxxxx;xxxx&xxxxx; xx x&xxxxxx;xxx xxxx&xxxxxx;xx&xxxxxx; vyjádřená x&xxxx;xxxxxx po xxxxxxxxxxx&xxxxxx; xxxů na xxxxxxž&xxxxxx;&xxxxxx; xxxx&xxxxxx;xxxxěx&xxxxxx;čx&xxxxxx; xxxxx&xxxxxx;. Xxxx xxxxěxx&xxxxxx; xx xxxx&xxxxxx; &xxxxx;0&xxxxx; x&xxxx;xř&xxxxxx;xxxě xxxx&xxxxxx;xx&xxxxxx; xxxx&xxxxxx;&xxxxxx;xx než 12 xěx&xxxxxx;xů, &xxxxx;1&xxxxx; x&xxxx;xř&xxxxxx;xxxě xxxx&xxxxxx;xx&xxxxxx; delšího xxž 12 měsíců, xx&xxxxxx;xx xxxx&xxxxxx;&xxxxxx;xx xxž 24 xěx&xxxxxx;xů, &xxxxx;2&xxxxx; v případě xxxx&xxxxxx;xx&xxxxxx; delšího než 24 xěx&xxxxxx;xů, avšak xxxx&xxxxxx;&xxxxxx;xx xxž 36 xěx&xxxxxx;xů atd. Xxx&xxxxxx;x&xxxxxx; xx xxxxxxx xěř&xxxxxx; xx xxč&xxxxxx;xxx xxxx&xxxxxx;xx&xxxxxx; x&xxxxxx;xxx&xxxxxx;x&xxxxxx;xx xx dané xxxxxxxxxxxx, avšak příslušné xxx&xxxxxx;xx mohou po xxxxxxxěx&xxxxxx; xxxxxxxxx&xxxxxx;xx xxxxxxxxx&xxxxxx; xxxxxxxxxxxx xxxxxxxx xxč&xxxxxx;xxx xxx&xxxxxx;. &xxxxx;Xxxx&xxxxxx;xx&xxxxxx;x&xxxxx; xx xxxxx&xxxxxx; xxxx&xxxxxx;xx&xxxxxx; jednoho xxxx více požadavků xxxxxxxx&xxxxxx;xx x&xxxx;čx&xxxxxx;xx&xxxxxx;xx 405, 406 nebo 409, xxxx&xxxxxx; xůžx x&xxxxxx;x xůxxxxx xxx xxxxxxěx&xxxxxx; xxxxxxčx&xxxxxx; xxxxxxx&xxxxxx; x&xxxxxx;xx. X&xxxx;xxxx&xxxxxx;xx&xxxxxx; se po xxxxxxx&xxxxxx; určité xxxx xxx nápravy stává &xxxxx;xxx&xxxxxx;&xxxxxx; porušení“, xxxx&xxxxxx; xxxx x&xxxx;xxxxxxxxxx&xxxxxx;xx xx&xxxxxx;&xxxxxx;xx&xxxxxx; xxxxxxčx&xxxxxx; rizikové x&xxxxxx;xx; |
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&xxxxx;x&xxxxxx;xxxxx čx&xxxxxx;xxx&xxxx;405Xxx&xxxxx; xx xxxxěxx&xxxxxx; xxxxxx&xxxxxx;x&xxxxxx; se &xxxxx;0,5&xxxxx;, xxxxx se xx xxxxxxxxxxxxx&xxxxxx; xxxxxx, xxx xěž xx xxxxčxxxx xxxxxxčx&xxxxxx; riziková x&xxxxxx;xx, xxxxxxxx čx.&xxxx;405 xxxx.&xxxx;3 xxř&xxxxxx;xxx&xxxxxx; (XX) č.&xxxx;575/2013, xxxx &xxxxx;0&xxxxx;, pokud xx na xě xxxx x&xxxxxx;xxxxx xxxxxxxxxx. |
Čx&xxxxxx;xxx&xxxx;3
Xxxxx x&xxxx;xxxxxxxx
Xxxx xxř&xxxxxx;xxx&xxxxxx; xxxxxxxx x&xxxx;xxxxxxxx dvacátým xxxx xx xxxx&xxxxxx;&xxxxxx;xx&xxxxxx; x&xxxx;&Xxxxxx;řxxx&xxxxxx;x věstníku Xxxxxxx&xxxxxx; xxxx.
Toto nařízení xx xxxxxxx v celém xxxxxxx x&xxxx;xxxxx xxxxxxxxxx ve xxxxx xxxxxxxxx xxxxxxx.
X&xxxx;Xxxxxxx xxx 4. xxxxxx 2014.
Xx Komisi
José Manuel XXXXXXX
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(1)&xxxx;&xxxx;Xx. věst. X 176, 27.6.2013, x.&xxxx;1.
(2) Nařízení Evropského xxxxxxxxxx x&xxxx;Xxxx (EU) x.&xxxx;1093/2010 xx dne 24. xxxxxxxxx 2010 o zřízení Xxxxxxxxxx xxxxxx dohledu (Xxxxxxxxxx xxxxxx xxx xxxxxxxxxxxx), x&xxxx;xxxxx xxxxxxxxxx x.&xxxx;716/2009/XX a o zrušení xxxxxxxxxx Xxxxxx 2009/78/XX (Xx. xxxx. L 331, 15.12.2010, x.&xxxx;12).
(3)&xxxx;&xxxx;Xxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx 2006/48/XX xx xxx 14. června 2006 o přístupu x&xxxx;xxxxxxxx xxxxxxxxx xxxxxxxxx x&xxxx;x&xxxx;xxxxx xxxxxx&xxxx;(Xx. xxxx. X&xxxx;177, 30.6.2006, x.&xxxx;1).
(4)&xxxx;&xxxx;xxxx://xxx.xxx.xxxxxx.xx/xxxxxxxxx/10180/106202/Xxxxxxxxxx.xxx.